Washingtons long-term care program nears liftoff

WA Cares, Washington's long-term care insurance program, will officially launch in July 2026, supported by a 0. 58% payroll tax on workers. The program has already amassed $2 billion and aims to alleviate the financial pressure on families caring for aging members. Eligible residents can access benefits for various services, including in-home care and medical supplies, with a lifetime cap of $36,500 adjusted for inflation. Recent legislative changes have expanded eligibility, allowing near-retirees to receive partial benefits and addressing concerns about the program's mandatory nature.

Critics have also called for exemptions for out-of-state workers and the portability of benefits. State officials, including Ben Veghte, emphasize the program's importance as a protective measure against long-term care risks. As the program nears implementation, it garners attention from other states looking to replicate its framework. WA Cares represents a significant shift in how long-term care is funded and accessed in the U. S.