Washingtons long-term care program nears liftoff

Washington's WA Cares program will officially launch on July 1, 2026, marking the nation’s first full-scale effort to provide long-term care insurance for aging residents. Funded through a 0. 58% payroll tax, workers can receive benefits up to $36,500 for various services, such as in-home care and meals. Lawmakers are refining the program to re-engage those who opted out and to address criticisms regarding its mandatory aspects. Cathy Knight, state director of the Washington Association of Area Agencies on Aging, highlighted its importance, stating it will be a tremendous help for those in need.

Critics have pointed out the need for more equitable options, especially for those who work in Washington but live elsewhere. The Legislature’s adjustments include allowing partial benefits for near-retirees and expanding exemptions for certain workers. As states nationwide grapple with rising care costs and budget constraints, Washington’s program is seen as a promising model. The initiative reflects a growing recognition of the need for comprehensive support systems for an aging population.