Federal Paper Checks have ended, Here's what you need to Know

The U. S. Treasury discontinued federally issued paper checks on September 30, 2025, marking a significant shift to digital payments for federal benefits. Recipients must enroll in direct deposit or obtain a Direct Express Card® to receive their payments electronically. Those lacking a bank account can contact local resources for assistance in opening one.

Exceptions to the new policy are rare, granted only under specific conditions, including mental impairments or remote living situations. Individuals born on or before May 1, 1921, may also apply for waivers. To ensure a smooth transition, residents are urged to take action promptly. The U. S.

Treasury provides dedicated support through its Electronic Payment Solution Center for those seeking guidance. For further assistance, individuals can visit the U. S. Treasury website or contact relevant agencies directly.