Want to lower your car insurance rates? Try these policy hacks

Car insurance premiums in Florida are skyrocketing, with drivers facing substantial increases of hundreds of dollars. This alarming trend is attributed to a combination of factors, including a surge in claims from recent hurricanes, a growing number of accidents on the road, and rising repair costs. The article delves into practical strategies for drivers seeking to lower their insurance costs, offering a range of policy hacks. These include exploring different coverage options, such as adjusting deductibles or choosing a higher coverage level, as well as improving their driving record by taking defensive driving courses or maintaining a clean driving history. The article emphasizes the importance of shopping around for better rates from different insurers and comparing quotes to secure the most favorable deal.

Additionally, it highlights the benefits of bundling insurance policies, such as combining auto and home insurance, for potential discounts.