Dont count yourself out, all homeowners qualify for an OOPA

Homeowners in Philadelphia can apply for an Owner-Occupied Real Estate Tax Payment Agreement (OOPA) based on household expenses, potentially reducing their monthly payments. Income-based agreements are common, but the option to base payments on expenses is available for new applicants. The application requires documentation of income and expenses, and the Department of Revenue retains the right to reject unreasonable expenses. Currently, unpaid property taxes for 2025 are overdue, accumulating a 1. 5% monthly interest charge, prompting many to consider an OOPA to manage payments.

The OOPA application process is straightforward, with options to apply online or in person at municipal service centers, and homeowners can submit applications up to the day of a tax sale. By enrolling in an OOPA, homeowners protect their properties from tax sales and may qualify for interest and penalty abatement. The 10-page OOPA application packet includes interactive forms to facilitate the process. Seeking assistance is encouraged for those who do not qualify for an OOPA to establish a standard payment agreement.