State workers comp insurance average premium will rise about 4.9 in 2026 - Lynnwood Today

The Washington State Department of Labor & Industries announced a 4. 9% increase in the average premium for workers' compensation insurance, effective January 1, 2026. This rise impacts employers who are required to provide coverage for their employees, reflecting ongoing trends in workplace injuries and claims. The premium adjustment aims to ensure that the insurance program remains financially sustainable while providing necessary support for injured workers. Employers should incorporate this increase into their financial planning to mitigate budgetary impacts.

This change follows previous adjustments in workers' compensation rates, highlighting the ongoing need for balance between adequate coverage and cost management. The department's proactive approach in adjusting premiums is crucial for maintaining the integrity of the insurance system. In 2025, premiums had already seen adjustments, indicating a trend that might continue in the future. Employers are encouraged to stay informed about these changes to manage their insurance costs effectively.