Flooded and Frustrated Texans Face Long Recovery with Limited Insurance

In Central Texas, floodwaters have receded, but families face an arduous recovery process. Burnet, Williamson, and Travis counties have qualified for FEMA's Individual Assistance Program, while only Burnet County has been approved for public assistance. Travis County is still awaiting approval, needing to demonstrate extensive damages. Many residents are frustrated to learn that their homeowner's policies lack flood coverage, as emphasized by Mistie Hinote from the Texas Department of Insurance. She advises residents to pursue FEMA assistance but notes that a denial letter from their insurance provider is necessary.

Disaster Recovery Centers are opening to assist residents with housing and repairs. Harold Sherwood, a Windy Valley resident, expressed uncertainty about his insurance's response to his damaged home. As state officials assess damage and seek federal support, families confront a challenging path to recovery.